Terms of Service

these terms of service ("terms") govern your access to and use of the websites located at PeptidesAcademy.co and PeptidesAcademy.shop (the "sites"), and any content, tools, features, digital courses, quizzes, certificates, downloads, chat features, and other services made available through the sites (collectively, the "service").

Peptides Academy is the trade name under which FNA Enterprise LLC, a Florida limited liability company (Florida fictitious name registration G26000059170), operates this site. In these terms, "FNA Enterprise LLC," "Peptides Academy," "we," "us," or "our" all refer to the same entity. Our contact information is:

FNA Enterprise LLC d/b/a Peptides Academy
email: [email protected]

BY ACCESSING OR USING THE SERVICE, OR BY PURCHASING ANY DIGITAL CONTENT, YOU AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE, DO NOT USE THE SERVICE.

Purpose of the Service; Educational Use Only

education only. the service provides general educational information about peptides, physiology, biochemistry, pharmacology, research literature, regulatory topics, and related subjects. the service is not a medical or health care service.

no medical advice. NOTHING ON THE SERVICE CONSTITUTES MEDICAL ADVICE, DIAGNOSIS, OR TREATMENT ADVICE. you must not use the service to diagnose, treat, cure, mitigate, or prevent any disease or condition, or as a substitute for professional medical judgment.

no provider-patient relationship. your use of the service does not create a doctor-patient relationship, clinician-patient relationship, therapist-client relationship, or any other fiduciary or professional relationship.

not emergency services. the service is not for emergencies. if you believe you have a medical emergency, call 911 (in the U.S.) or your local emergency number.

Regulatory Positioning; Investigational Substances; User Acknowledgments

no sale of medical products. we do not sell any physical products, drugs, supplements, research chemicals, medical devices, or medical services through Peptides Academy. the service is limited to digital educational content and tools.

investigational / unapproved substances. you acknowledge and agree that many substances discussed in educational materials about peptides may be investigational, may not be approved for one or more uses, may be subject to prescription-only access, and may carry significant risks. you acknowledge that some substances may be unlawful to market, distribute, possess, compound, or use in certain circumstances and jurisdictions.

no encouragement. we do not encourage, endorse, or recommend that you obtain, compound, manufacture, import, source, sell, distribute, administer, inject, ingest, or otherwise use any peptide, drug, pharmaceutical, or investigational substance.

user responsibility for compliance. you are solely responsible for complying with all applicable laws, regulations, and rules in your jurisdiction regarding any topic discussed on the service. if you choose to engage in any activity involving substances discussed, you do so entirely at your own risk.

regulators. we are not affiliated with, endorsed by, or acting on behalf of the U.S. Food and Drug Administration or any other governmental or regulatory agency.

Tools, Calculators, and Outputs

tools are informational and "as-is." the service may include tools and calculators (including reconstitution, concentration, and "dosage" calculators). any outputs:

• are provided for general educational and mathematical demonstration purposes only;
• may be incomplete, inaccurate, outdated, or inappropriate for your situation; and
• must not be used as instructions for real-world preparation, administration, dosing, cycling, or use of any substance in any human or animal.

no reliance. you agree not to rely on tool outputs for any health, safety, compliance, or medical decision.

user inputs. you are responsible for the accuracy of information you input into tools and acknowledge that "garbage in, garbage out" applies.

Eligibility; Accounts; Security

age requirement. the service is intended for adults. you must be at least 18 years old to create an account or purchase paid content.

account registration. you may need an account to access certain features or paid content. you agree to provide accurate information and keep it current.

account security. you are responsible for maintaining confidentiality of login credentials and for all activity under your account.

no sharing / no resale. you may not share access, sell access, sublicense access, provide your login to others, or make the service available to any third party.

Purchases; Subscriptions; Pricing; Taxes; No Refunds

digital products. purchases grant access to digital educational content and tools as described at the time of purchase.

pricing and changes. prices, features, and availability may change at any time before purchase. we are not obligated to provide price protection or refunds due to price changes.

payment processing. payments may be processed by third-party payment processors. your payment may also be subject to the processor's terms and privacy practices.

subscriptions. if you purchase an Academy plan subscription, you authorize recurring billing at the interval and price shown at checkout until you cancel or the subscription is otherwise terminated. you can cancel future renewals through the checkout/account flow made available by our payment processor or by contacting us at [email protected].

cancellation. cancellation stops future renewals. unless stated otherwise at checkout or required by law, canceling does not provide a refund or prorated credit for the current billing period. subscription perks generally remain available until the end of the paid or comped period, subject to these terms and technical availability.

founder rate lock. a founder or founding-member rate, if offered, is tied to the applicable subscription remaining active and in good standing. the rate may be lost if you cancel, fail to resolve payment failure, change to an ineligible plan, abuse the service, or otherwise violate these terms. taxes, processor fees, or required legal changes may still affect the amount charged.

credits. course credits are digital access credits, not stored value, cash, gift cards, or currency. credits may be generated by one-time purchases, Academy subscription grants, referrals, promotions, migration credits, or other sources. redeemed course access remains available subject to these terms. unused subscription or promotional credits may be subject to availability windows, eligibility requirements, anti-abuse review, or expiration rules shown in the product or account experience.

gift credits. Academy members may receive a limited number of giftable course credits as a subscription perk. gift credits can be redeemed once, cannot be redeemed by the giver, cannot be exchanged for cash, and may be revoked or refused if we detect abuse, fraud, or policy circumvention.

existing buyers. legacy one-time purchases and redeemed course access are not removed by the Academy subscription launch. existing buyers are not automatically enrolled in paid subscriptions. any migration credits, comp months, founder eligibility, or alumni badges are discretionary launch benefits and may require opt-in or support/admin activation.

taxes. you are responsible for any applicable taxes, VAT, duties, or similar governmental assessments related to your purchase or use, where applicable.

all sales final / no refunds. ALL PURCHASES ARE FINAL AND NON-REFUNDABLE, EXCEPT WHERE REQUIRED BY APPLICABLE LAW. we do not provide refunds for unused access, accidental purchases, dissatisfaction, or changes in your circumstances.

chargebacks. if you initiate a chargeback or payment dispute without first contacting us to attempt to resolve the issue, we may suspend or terminate your account and access to paid content, to the extent permitted by law.

"Lifetime Access" Definition; Service Changes; Availability

lifetime access defined. if the service describes a purchase as including "lifetime access," you understand and agree this means access for the lifetime of the service as operated by us, subject to:

• your account remaining active and in good standing;
• ongoing technical compatibility and availability; and
• these terms.

"lifetime" does not mean your lifetime or indefinite availability of any particular feature, tool, course, module, instructor, certificate format, or version.

modifications. we may modify, update, correct, replace, suspend, or discontinue any part of the service (including tools, calculators, course content, quizzes, certificate formats, and access methods) at any time, with or without notice.

no guaranteed availability. the service may be unavailable due to maintenance, outages, updates, network failures, or circumstances outside our control.

Certificates; No Accreditation; No Professional Credentials

educational acknowledgment only. any certificate or completion record is for educational acknowledgment only.

not accredited / no CE/CME. certificates are not accredited and do not confer CE/CME credit, licensure, certification to practice medicine, or professional qualification.

no misrepresentation. you may not represent any certificate as proof of clinical competency, medical training, professional licensure, or authorization to diagnose or treat.

User Content; Chat; Communications

user content. if the service allows you to submit content (including chat messages, quiz submissions, questions, feedback, or other materials) ("user content"), you represent you have the right to submit it and that it does not violate any law or third-party rights.

license to user content. by submitting user content through the service (including but not limited to chat messages, quiz responses, feedback, and any other submissions), you grant FNA Enterprise LLC a perpetual, irrevocable, non-exclusive, worldwide, royalty-free, fully sublicensable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, display, and distribute such user content in any media now known or hereafter developed, for any purpose related to operating, improving, promoting, and providing the service, and for internal business purposes (including support, moderation, analytics, and machine learning model improvement).

your representations. you represent and warrant that you own or have the necessary rights to grant the foregoing license, and that your user content does not infringe the intellectual property, privacy, publicity, or other rights of any third party.

chat and "individualized guidance." if we provide chat, Q&A, or individualized educational responses:

• they are still education-only and not medical advice;
• they do not create a provider-patient relationship; and
• you agree not to request or rely on chat for diagnosis, treatment, dosing instructions for human use, or sourcing.

AI-generated responses. our chat feature is powered by artificial intelligence. all chat responses are AI-generated, may contain errors or inaccuracies, and have not been reviewed by medical professionals. you acknowledge that AI-generated content is provided on an "as-is" basis and should not be relied upon for medical, health, or safety decisions.

AI providers. Blorb, our peptide research assistant, is powered by third-party large language model providers accessed through OpenRouter. free-tier and academy plan queries may route through different model tiers based on entitlement, quality, latency, and cost. your queries are transmitted to these providers for processing and are governed by their respective terms of service and privacy policies. we do not grant these providers permission to train their models on your queries; however, we cannot guarantee provider-side behavior beyond their stated policies. the specific providers and models in use may change over time.

Blorb usage. "unlimited Blorb" means eligible subscribers are not subject to the ordinary free daily message limit during an active subscription period. it does not guarantee uninterrupted availability, a specific model, a specific response time, or permission to automate, scrape, resell, or abuse the service. we may apply reasonable technical, safety, anti-abuse, or rate controls.

monitoring. we may (but are not obligated to) monitor the service and user content to enforce these terms, comply with law, and maintain safety.

Prohibited Uses

you agree not to:

• medical use / diagnosis / treatment. use the service to diagnose, treat, prescribe for, or manage any medical condition.
• human use instructions. use the service as instructions for human consumption, injection, dosing, cycling, reconstitution, compounding, or administration of any substance.
• sourcing / procurement. use the service to solicit, obtain, or provide sources for peptides, drugs, pharmaceuticals, or investigational substances, including vendors or "where to buy" information.
• illicit activity. use the service in violation of any law, regulation, or rule.
• misuse of tools. use calculators or tools for real-world preparation or administration of any substance to any human or animal.
• IP violations. copy, reproduce, distribute, publish, sell, license, reverse engineer, scrape, record, or create derivative works from the service except as expressly permitted by us in writing.
• security / interference. interfere with the service, attempt unauthorized access, probe vulnerabilities, or bypass access controls.

Intellectual Property

ownership. the service and all content, software, text, graphics, videos, interactive tools, course materials, curricula, quizzes, certificates, trademarks, trade dress, logos, and designs are owned by FNA Enterprise LLC or its licensors and are protected by United States and international intellectual property laws, including copyright, trademark, patent, and trade secret laws.

limited license. subject to these terms and your payment (if applicable), we grant you a limited, personal, non-exclusive, non-transferable, revocable license to access and use the service for your own personal, non-commercial, educational purposes only. this license does not include any right to resell or make commercial use of the service or its content, to collect or use any product listings, descriptions, or prices, to make derivative use of the service or its content, or to download or copy account information for the benefit of another party.

restrictions. you may not share, resell, redistribute, publicly display, reproduce, modify, create derivative works from, reverse engineer, decompile, or commercially exploit any content without our express written permission. any unauthorized use automatically terminates the license granted herein.

FNA Enterprise LLC retains all rights not expressly granted to you in these terms. nothing in these terms transfers any intellectual property ownership to you.

DMCA Policy; Copyright Complaints

DMCA agent. if you believe content on the service infringes your copyright, send a notice to our designated agent:

DMCA Agent, FNA Enterprise LLC d/b/a Peptides Academy
email: [email protected]

repeat infringers. we may terminate accounts of repeat infringers in appropriate circumstances.

Disclaimers

no warranties. THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE." TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

no guarantee of accuracy. we do not guarantee the accuracy, completeness, timeliness, or usefulness of any information, research summaries, tool outputs, or educational content.

no health outcomes. we do not promise any results, outcomes, performance improvements, health effects, or benefits from using the service.

Assumption of Risk; Release

assumption of risk. YOU EXPRESSLY ASSUME ALL RISK FOR YOUR USE OF THE SERVICE AND ANY RELIANCE (PROPER OR IMPROPER) ON CONTENT OR TOOL OUTPUTS.

release. TO THE MAXIMUM EXTENT PERMITTED BY LAW, YOU RELEASE AND HOLD HARMLESS FNA ENTERPRISE LLC AND ITS MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, AGENTS, CONTRACTORS, AFFILIATES, LICENSORS, AND SERVICE PROVIDERS FROM ANY AND ALL CLAIMS ARISING OUT OF OR RELATING TO:

• YOUR USE OR MISUSE OF THE SERVICE;
• YOUR USE OR MISUSE OF ANY INFORMATION ABOUT PEPTIDES, DRUGS, OR INVESTIGATIONAL SUBSTANCES;
• ANY ACTION YOU TAKE OR DO NOT TAKE BASED ON THE SERVICE; AND
• ANY PERSONAL INJURY, ILLNESS, COMPLICATION, LOSS, OR DAMAGE YOU ALLEGE RESULTED FROM YOUR USE OF THE SERVICE.

this release does not apply to non-waivable rights or liabilities that cannot be released under applicable law.

Limitation of Liability

limitation of damages. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL FNA ENTERPRISE LLC, ITS MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, AGENTS, CONTRACTORS, AFFILIATES, LICENSORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, LOST REVENUE, LOST DATA, LOSS OF GOODWILL, OR BUSINESS INTERRUPTION, WHETHER ARISING FROM CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

liability cap. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE TOTAL AGGREGATE LIABILITY OF FNA ENTERPRISE LLC FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS SHALL NOT EXCEED THE TOTAL AMOUNT YOU ACTUALLY PAID TO FNA ENTERPRISE LLC FOR THE SERVICE DURING THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR ONE HUNDRED DOLLARS ($100.00 USD), WHICHEVER IS GREATER.

basis of bargain. you acknowledge and agree that these limitations of liability are a fundamental element of the basis of the bargain between you and FNA Enterprise LLC, and shall apply regardless of the legal theory upon which any claim is based, including breach of contract, breach of warranty, tort (including negligence), strict liability, or any other theory, and whether or not FNA Enterprise LLC has been advised of the possibility of such damages.

Indemnification

your indemnity. you agree to defend, indemnify, and hold harmless FNA Enterprise LLC, its members, managers, officers, employees, agents, contractors, affiliates, licensors, and service providers (collectively, the "indemnified parties") from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, and expenses (including reasonable attorneys' fees and costs of litigation) arising out of or relating to:

• your use or misuse of the service;
• your violation of these terms;
• your violation of any applicable law, regulation, or third-party right;
• your user content or any content you submit through the service;
• any activity related to your account, whether or not authorized by you; or
• any misrepresentation made by you.

this indemnification obligation will survive the termination of these terms and your use of the service.

Termination; Suspension

termination by you. you may stop using the service at any time.

termination by us. we may suspend or terminate your access (including paid access) at any time if we believe you violated these terms, created risk for others, attempted chargeback abuse, engaged in unlawful conduct, or threatened the security or integrity of the service.

effect of termination. upon termination, your license ends and you must stop using the service. sections intended to survive (including IP, disclaimers, limitation of liability, indemnity, dispute resolution) will survive.

Dispute Resolution; Arbitration; Class Action Waiver

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS.

informal resolution first. before filing any claim, you agree to contact us at [email protected] and provide a brief written description of the dispute and your requested relief. the parties will attempt in good faith to resolve the dispute for at least 30 days.

agreement to arbitrate. if the dispute is not resolved, you and Peptides Academy agree that any dispute, claim, or controversy arising out of or relating to the service or these terms will be resolved by binding arbitration administered by the American Arbitration Association under its applicable rules, rather than in court, except as stated below.

exceptions. either party may bring:

• an individual action in small claims court (if eligible), or
• an action for injunctive or equitable relief to protect intellectual property rights or prevent misuse/unauthorized access.

arbitration location / seat. unless the parties agree otherwise, arbitration will be conducted in Broward County, Florida, or by telephone/video or written submissions where permitted by the rules.

governing arbitration law. the Federal Arbitration Act governs the interpretation and enforcement of this arbitration agreement.

class action waiver. YOU AND PEPTIDES ACADEMY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING.

no class arbitration. the arbitrator may not consolidate claims or award relief on a class, collective, or representative basis.

severability of arbitration terms. if any portion of this arbitration section is found unenforceable, the unenforceable portion will be severed and the remainder enforced to the maximum extent permitted, except that if the class action waiver is found unenforceable, the entire arbitration section will be null and void (unless prohibited by law).

Governing Law; Venue

governing law. these terms are governed by the laws of the State of Florida, without regard to conflict of law principles, except to the extent federal law preempts state law.

venue for permitted court actions. for any dispute that is permitted to proceed in court (other than small claims), you agree to exclusive personal jurisdiction and venue in the state and federal courts located in or serving Broward County, Florida.

International Users

international access. the service is controlled and operated from the U.S. we make no representation that the service is appropriate or available for use in all locations.

local law compliance. if you access the service from outside the U.S., you are responsible for complying with local laws, rules, and regulations, including those related to medical information, pharmaceuticals, research chemicals, import/export, and consumer protection.

Electronic Communications Consent

consent to electronic communications. by creating an account or using the service, you consent to receive electronic communications from FNA Enterprise LLC, including but not limited to emails, notifications, and messages related to your account, purchases, service updates, and security alerts. you agree that all agreements, notices, disclosures, and other communications we provide electronically satisfy any legal requirement that such communications be in writing.

marketing communications. if you opt in to our mailing list (including through our landing page quiz funnel), you consent to receive marketing and educational communications from us. you may opt out at any time by clicking "unsubscribe" in any email or by contacting us at [email protected].

Data Breach Notification

notification commitment. in the event of a data breach that affects your personal information, FNA Enterprise LLC will notify affected users without undue delay and, where required by the General Data Protection Regulation (GDPR), within 72 hours of becoming aware of the breach. notification will be made via the email address associated with your account and, where appropriate, through a prominent notice on the service.

breach response. our notification will include, to the extent known: (a) a description of the nature of the breach; (b) the categories and approximate number of individuals and records affected; (c) the likely consequences of the breach; and (d) the measures taken or proposed to address the breach and mitigate its effects.

Force Majeure

excused performance. FNA Enterprise LLC shall not be liable for any failure or delay in performing its obligations under these terms where such failure or delay results from causes beyond its reasonable control, including but not limited to: acts of God, natural disasters, epidemics, pandemics, fire, flood, earthquake, war, terrorism, civil unrest, labor disputes, government actions, sanctions, embargoes, power or telecommunications failures, Internet or network disruptions, cyberattacks, third-party service provider outages (including but not limited to Supabase, Stripe, Cloudflare, or cloud hosting providers), or any other event beyond our reasonable control (each, a "force majeure event").

duration. the affected party's obligations shall be suspended for the duration of the force majeure event. if a force majeure event continues for more than 90 consecutive days, either party may terminate these terms upon written notice.

Miscellaneous

changes to these terms. we may update these terms at any time. the "last updated" date will change when updates are posted. continued use after changes means you accept the updated terms.

entire agreement. these terms (and any policies or notices incorporated by reference) are the entire agreement between you and FNA Enterprise LLC regarding the service.

severability. if any provision of these terms is held by a court of competent jurisdiction to be invalid, illegal, or unenforceable, such provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect. the invalidity of any provision in a particular jurisdiction shall not invalidate such provision in any other jurisdiction.

no waiver. the failure of FNA Enterprise LLC to exercise or enforce any right or provision of these terms shall not constitute a waiver of such right or provision. any waiver of any provision of these terms will be effective only if in writing and signed by FNA Enterprise LLC.

assignment. you may not assign or transfer these terms, or any rights or obligations hereunder, without our prior written consent. we may freely assign these terms as part of a merger, acquisition, corporate reorganization, sale of assets, or by operation of law, without notice to you.

headings. the section headings in these terms are for convenience only and have no legal or contractual effect.

contact. questions should be sent to [email protected].